Privacy Policy for Lumin Finance
At Lumin Finance, your privacy is our top priority. This privacy policy outlines how we collect, use, protect, and share your personal information when you use our website and financial services.
1. Information We Collect
We may collect the following types of personal information:
- Personal Identification Information: Name, address, email, phone number, date of birth.
- Financial Information: Employment details, income, bank account information, credit history.
- Device and Usage Data: IP address, browser type, operating system, and browsing behavior on our site.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To process your loan applications and provide financial services.
- To communicate with you regarding your account, loan status, and promotional offers.
- To improve our website and services based on user feedback and behavior.
- To comply with legal and regulatory obligations.
3. Sharing Your Information
We do not sell or rent your personal information to third parties. However, we may share your information with trusted partners or service providers who assist us in operating our services, including credit bureaus or financial institutions, strictly for the purpose of processing your loan.
4. Data Security
We implement appropriate technical and organizational measures to safeguard your personal data against unauthorized access, disclosure, alteration, or destruction. Our website uses encryption and secure protocols to protect your information during transmission.
5. Your Rights
You have the right to:
- Access, update, or delete your personal information.
- Opt-out of marketing communications at any time.
- Withdraw consent for processing your data, subject to applicable laws.
6. Cookies
We use cookies to enhance your experience on our website, track usage, and analyze trends. You can control cookie settings through your browser, but disabling cookies may affect your experience with our services.
7. Changes to this Privacy Policy
We reserve the right to update or modify this privacy policy at any time. Any changes will be posted on this page, and the “Last Updated” date will be revised accordingly.
8. Contact Us
If you have any questions or concerns about our privacy policy, please contact us at:
Lumin Finance
Email: info@lumfinance.com support@luminfinance.com